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DIY Credit Repair Bundle
Take control of your credit with confidence using the DIY Credit Repair Packet, a comprehensive, Massachusetts-compliant toolkit created by Assertive Consultation Services, LLC. This powerful digital resource equips you with the exact letters, guides, and tracking toolsyou need to repair your credit yourself — without costly third-party services.
Whether you’re addressing inaccurate accounts, disputing unauthorized inquiries, or validating debts, this packet gives you everything required to take action legally, confidently, and effectively.
What’s Inside:
Step-by-Step Templates (Legally Grounded):
Initial Credit Bureau Dispute (FCRA §611) – Correct or remove inaccurate, outdated, or unverifiable accounts.
Method of Verification Request (FCRA §611(a)(6)) – Demand proof after a “verified” response.
Direct Furnisher Dispute (FCRA §623) – Send directly to creditors or collectors reporting incorrect data.
Debt Validation Letter (FDCPA §809) – Force debt collectors to prove debts before collection.
Inquiry Removal Letter (FCRA §604) – Dispute unauthorized credit pulls and demand deletion.
Each letter includes:
Fill-in-the-blank formatting
Federal and Massachusetts legal citations
Certified mailing instructions
Next-step actions and escalation guidance
Bonus Tools & Trackers
Dispute Tracker (Excel) – Log all disputes, responses, and outcomes.
Mailing Log & Checklist – Track certified mail numbers and deadlines.
30-Day Timeline Tracker – Monitor response timelines for compliance.
Credit Repair Tips & Common Mistakes Guide – Pro strategies and pitfalls to avoid.
Resource List
Massachusetts Attorney General:mass.gov/ago
FTC:ftc.gov
Closing Page
Empowerment message: “Knowledge is power — take control of your credit journey.”
Reminder to maintain copies, communication logs, and certified mail receipts
Disclaimer and Assertive Consultation Services, LLC contact info
Why You’ll Love It
✔️ Designed for Massachusetts residents and compliant with FCRA & FDCPA
✔️ Court-acceptable language and professional formatting
✔️ Save hundreds in credit repair service fees
✔️ Includes everything you need to dispute, follow up, and track
✔️ Perfect for tenants, consumers, and first-time credit repairers
Instant digital download — you’ll receive your files immediately after purchase.
Disclaimer: All templates and guides by Assertive Consultation Services, LLC are provided for informational and educational purposes only and do not constitute legal, financial, or tax advice. Use does not create an attorney-client relationship. Users are responsible for reviewing and completing all documents accurately. For legal or case-specific guidance, consult a licensed Massachusetts attorney or qualified professional.
Take control of your credit with confidence using the DIY Credit Repair Packet, a comprehensive, Massachusetts-compliant toolkit created by Assertive Consultation Services, LLC. This powerful digital resource equips you with the exact letters, guides, and tracking toolsyou need to repair your credit yourself — without costly third-party services.
Whether you’re addressing inaccurate accounts, disputing unauthorized inquiries, or validating debts, this packet gives you everything required to take action legally, confidently, and effectively.
What’s Inside:
Step-by-Step Templates (Legally Grounded):
Initial Credit Bureau Dispute (FCRA §611) – Correct or remove inaccurate, outdated, or unverifiable accounts.
Method of Verification Request (FCRA §611(a)(6)) – Demand proof after a “verified” response.
Direct Furnisher Dispute (FCRA §623) – Send directly to creditors or collectors reporting incorrect data.
Debt Validation Letter (FDCPA §809) – Force debt collectors to prove debts before collection.
Inquiry Removal Letter (FCRA §604) – Dispute unauthorized credit pulls and demand deletion.
Each letter includes:
Fill-in-the-blank formatting
Federal and Massachusetts legal citations
Certified mailing instructions
Next-step actions and escalation guidance
Bonus Tools & Trackers
Dispute Tracker (Excel) – Log all disputes, responses, and outcomes.
Mailing Log & Checklist – Track certified mail numbers and deadlines.
30-Day Timeline Tracker – Monitor response timelines for compliance.
Credit Repair Tips & Common Mistakes Guide – Pro strategies and pitfalls to avoid.
Resource List
Massachusetts Attorney General:mass.gov/ago
FTC:ftc.gov
Closing Page
Empowerment message: “Knowledge is power — take control of your credit journey.”
Reminder to maintain copies, communication logs, and certified mail receipts
Disclaimer and Assertive Consultation Services, LLC contact info
Why You’ll Love It
✔️ Designed for Massachusetts residents and compliant with FCRA & FDCPA
✔️ Court-acceptable language and professional formatting
✔️ Save hundreds in credit repair service fees
✔️ Includes everything you need to dispute, follow up, and track
✔️ Perfect for tenants, consumers, and first-time credit repairers
Instant digital download — you’ll receive your files immediately after purchase.
Disclaimer: All templates and guides by Assertive Consultation Services, LLC are provided for informational and educational purposes only and do not constitute legal, financial, or tax advice. Use does not create an attorney-client relationship. Users are responsible for reviewing and completing all documents accurately. For legal or case-specific guidance, consult a licensed Massachusetts attorney or qualified professional.